You may have other questions which we would be pleased to answer (please see FAQ) but your main questions are probably:
| Claim Type | About the service | Average commission per case | Lead Time (claim to payment) |
| Credit Card default Fees | If your client has missed payments or exceeded their credit limit (who hasn’t?), they will have been charged penalty fees of up to £40 a go and we can get a full refund going back 6 years. (Remember the average person has 2.8 credit cards) | 12% commission Average of £10 per card |
80 days |
| Unfair
Mortgage/loan fees (Admin exit fees and arrears fees) |
If your client has re-mortgaged or sold a house in the last 6 years then they can reclaim their mortgage exit admin fee (usually £250). If they have missed mortgage/loan payments then they have another claim. Any late payment charge on a mortgage or loan has to be fair and related to the cost incurred. We all know it doesn’t cost £50 to send a letter. | 12% commission Average of £10.50 per loan |
50 days |
| Mis-sold Payment Protection Insurance | If your client has been sold PPI/loan insurance alongside any loan since January 2005, whether a credit card, mortgage or consolidation loan, then they may have been mis-sold. There are 20 million of these policies out there. | 12% commission Average of £50 per policy |
122 days |
| Unfair bank Charges | Millions have already claimed. If an individual has charged by their bank for exceeding their overdraft limit or for bounced cheques and failed direct debits they probably have a claim for thousands. | 12% commission Average of £65 per account |
Pending High Court decision (assume 5 months) |
To find
out more please contact John Roberts (Introducer Manager) on:
Tel: 07005 938074 Mob: 07831 629483
Email: john@zerocredit.info